Protecting your assets

Modern family structures can be complicated. Everyone’s situation is different.

When purchasing a property with your partner, agree between you and record in writing who is paying for what, whether it be proportions of the deposit or the mortgage repayments and, crucially, who owns the property you are purchasing and what shares you each have. 

If life changes over time, maybe one takes on a loan for home improvements, or children come along and one person reduces their working hours, review your initial agreement. This way everything is fair and you each know where you stand. 

Sometimes when relationships break down, people can become angry or upset and the landscape changes. Your understanding of who owns what can be different from your partner’s. It can become complicated and expensive asking lawyers to start to unravel and get to the bottom of any issues. 

Agreeing at the outset and recording your agreement removes the potential for dispute and means that any assets/property can then be divided as was intended and tables cannot be turned as a result of things going wrong.

A cohabitation agreement may cover:

  • The ownership of the property
  • The ownership of personal belongings and furniture
  • Who will contribute to fees, household expenses etc. 
  • How to resolve ownership of joint accounts 
  • They may also cover financial provision for any children

Main contacts

Contact one of our lawyers to discuss how you can protect your assets.

  • Alison Bull

    Alison Bull

    Partner

    • +(44)(0) 3443 276245
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    • Manchester
  • Caitlin Jenkins

    Caitlin Jenkins

    Partner

    • +(44)(0) 3443 276271
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    • Cambridge
  • Marc Saunderson

    Marc Saunderson

    Partner

    • +(44)(0) 3443 276255
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    • Birmingham
  • Nick Stone

    Nick Stone

    Partner

    • +(44)(0) 3443 276269
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    • Norwich
  • Nigel Shepherd

    National Head of Family Law

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    Nigel Shepherd

    Nigel Shepherd

    National Head of Family Law

    • +(44)(0) 3443 276243
    • Email Nigel

      Contact Nigel Shepherd

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      Mills & Reeve will use the information you provide in this form in accordance with our privacy policy. We may from time to time send you general updates by email or post that we think you will find of interest. This includes notification of upcoming event and updates or alerts containing relevant legal news. You can update your preferences at any time and will be able to easily unsubscribe from anything that you do not wish to receive.

      Thank you

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    • Manchester
  • Philip Way

    Philip Way

    Partner

    • +(44)(0) 3443 276242
    • Email Philip

      Contact Philip Way

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      Mills & Reeve will use the information you provide in this form in accordance with our privacy policy. We may from time to time send you general updates by email or post that we think you will find of interest. This includes notification of upcoming event and updates or alerts containing relevant legal news. You can update your preferences at any time and will be able to easily unsubscribe from anything that you do not wish to receive.

      Thank you

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    • Leeds
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