Employers’ Liability Insurance - when is a pay-out triggered?

Published on
1 min read

Historically, Employers’ Liability claims have been paid by the insurer who is on risk at the date of the cause of the disease.

Historically, Employers’ Liability (“EL”) claims have been paid by the insurer who is on risk at the date of the cause of the disease, for example the inhalation of asbestos fibres causing mesothelioma.

EL policies are generally drafted to cover injury “caused” or injury “sustained” for the period of the policy. This article looks at the Court of Appeal’s recent shift in the interpretation of these phrases and, as a consequence, the interpretation of the ‘trigger’ date of EL policies.

Mills & Reeve Sites navigation
A tabbed collection of Mills & Reeve sites.
Sites
My Mills & Reeve navigation
Subscribe to, or manage your My Mills & Reeve account.
My M&R

Visitors

Register for My M&R to stay up-to-date with legal news and events, create brochures and bookmark pages.

Existing clients

Log in to your client extranet for free matter information, know-how and documents.

Staff

Mills & Reeve system for employees.