From setting up complex bond arrangements for the UK's leading universities, to developing the US private placement market, we're experts in complex finance arrangements, straightforward financing and everything in-between.

Twice nominated for Finance Team of the Year and praised for our innovative approach by the Financial Times, we’re true market leaders.
In this complex and important area of law, you need lawyers that understand your aims and use their experience and knowledge to achieve them. We get to the heart of your requirements, so we can offer strategic, pragmatic advice that goes beyond the transactional.
We advise lenders and borrowers across the spectrum of banking and finance transactions, specialising in corporate lending and borrowing, acquisition finance, real estate finance, debt capital markets, asset based lending, fintech and restructuring.

Our lawyers

Our practice is made up of six partners supported by a team of dedicated, specialist lawyers. Together, we have the depth and breadth to manage the most complex transactions.

Our experience

Our experience is extensive. Here are a few examples:

  • We were involved in advising the University of Cambridge on both of its public bond issues, raising £950 million.
  • We advised Tate & Lyle on the €144 million financing of its European sugar refinery.
  • We have advised AgFe’s Luxembourg based real estate fund on over £500 million of transactions.
  • Our team has been at the forefront of the developing US private placement market in the charitable sector and have acted on the majority of issuances in the sector.
  • Over the past few years, we have completed over 200 deals for PNC Financial Services UK Ltd, the specialist asset based lender.
  • We advised HSBC Bank Plc on their provision of £53 million working capital facilities to Mick George Limited.
  • We advised The Cambridge Building Society on its issuance of £15 million Core Capital Deferred Shares to the Cambridgeshire County Council Pension Fund. The partnership was the first its kind in the UK between a building society and local authority.

Our clients

Our clients include major international banks and specialist financiers, institutional investors, the UK government, major corporates, charities and public bodies from a variety of sectors. We are a panel firm for the UK clearing banks and some of our other clients include:

  • ​FCA
  • Wells Fargo
  • PNC Bank
  • LV Commercial Mortgages
  • Imperial College of Science, Technology and Medicine
  • Norfolk Capital Plc

Did you know?

Mills & Reeve Sites navigation
A tabbed collection of Mills & Reeve sites.
My Mills & Reeve navigation
Subscribe to, or manage your My Mills & Reeve account.
My M&R


Register for My M&R to stay up-to-date with legal news and events, create brochures and bookmark pages.

Existing clients

Log in to your client extranet for free matter information, know-how and documents.


Mills & Reeve system for employees.