What can I do for you

Frances is a specialist finance lawyer focusing on government finance and corporate finance.  She works for public sector bodies acting as lenders and funders, including drafting template grants, loans, security documents and inter-creditors.  Her corporate finance practice focuses on helping borrower clients understand and meet their financing requirements, whether that's traditional banking facilities, structured finance, or accessing the capital markets.

What do others say

Her clients praise her "relentless dedication and brilliant insights" and her ability to "calmly efficiently push things forward while we were all getting close to despair".

Supporting your ambitions

Frances excels at creating innovative solutions to complex financing requirements. Recent highlights include:

  • working for Homes England on numerous finance transactions;
  • Flagship Housing's debut £250m sustainability bond, it's first bond issue;
  • the structured financing of a portfolio of 98,000 ground rent titles owned by a company the client wanted to acquire. The acquisition completed on Friday and the new financing was in place on the Monday;
  • the issue of an AIM-listed insurance client's $70 million senior unsecured floating rate notes, $125 subordinated notes and main syndicated facility; and
  • Clipstone Industrial REIT's 7-year £30m facility with LGIM Real Assets

What else should you know?

Frances has always spent a significant amount of her time working for public sector clients and loves nothing better than a quirky project that doesn't fit neatly into any of the usual classifications.

jigsaw

What our clients say about us

“I think Mills & Reeve are a wonderful firm. The support they have provided to us in a really difficult area has been brilliant, collaborative and commercially minded. The team were absolutely wonderful and a joy to work with. Amazing advice and support and a real collaborative effort with us. I can't thank them enough for getting us through some really tough times and doing so with an amazing can-do attitude.”

“They are friendly, fast, always available and always on top of the game. I tend to judge my legal team against the other side's legal team and never doubt Mills & Reeve is the better of the two.”

“All interactions have been very clear. Responses to questions have always been very swift and unambiguous. Our company, and my family, have used various services in Mills & Reeve with the same level of satisfaction.”

“I value the fact that Mills & Reeve are recognised as a good place to work in the UK Best Companies survey. This aligns with the values of our business and means that Mills & Reeve can share what is required to achieve this status with our business.”