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Namita Matkar

Head of Affordable Housing (Real Estate)

What can I do for you

Namita leads the Living sector at Mills & Reeve, bringing together the firm’s work across affordable housing, later living, build to rent, co‑living and student accommodation within its wider Built Environment practice.

She works with registered providers, local authorities and developers to deliver housing in a way that is both practical and commercially sound. Her experience includes land and development acquisitions (including mixed tenure and fully affordable schemes), section 106 purchases, stock rationalisation and charging and securitisation projects.

She also advises on grant-funded development, including Homes England and GLA funding, ensuring that legal structures align with funding conditions, delivery milestones and longer-term asset management requirements.

Supporting your ambitions

Namita spent five years in-house at a registered provider of social housing (RP), supporting development teams to meet programme targets and leading on all charging and securitisation work. That experience means she integrates quickly into client teams, takes a practical, commercially focused approach, and understands the internal pressures around delivery, funding and governance.

Her expertise spans the full lifecycle of affordable housing, from acquisition through to charging. This joined-up approach helps ensure that schemes are structured with long-term funding and operational requirements in mind, maximising the value of property portfolios and supporting future borrowing capacity.

In practice, Namita supports clients to navigate complex transactions while maintaining momentum and protecting delivery. For example, she helps identify and manage risks early, structure acquisitions to preserve chargeability, and align legal documentation with funding requirements so schemes are ready for charging without delay. This not only reduces friction post-completion but also helps unlock funding that can be reinvested into existing homes and new development.

Namita is focused on helping clients deliver schemes efficiently, securely and with a clear line of sight to long-term value.

What do others say

"I’ve worked with Namita on many development land transactions. These deals have varied in scale and complexity, and I’ve always found that Namita is incredibly diligent in her approach and willing to go above and beyond to meet our needs. Alongside her commercial property expertise, Namita’s knowledge of the affordable housing sector has been vital in ensuring deals are completed within required timescales whilst meeting the stringent requirements of a registered provider. I’ve always found Namita to be accessible and amenable, which has made my job a lot easier and has meant that Namita has been the appointment of choice for my colleagues and me."

What else should you know

Namita loves to train and teach others. Alongside her career as a solicitor, she has contributed to law degree and post-graduate programmes at UEA and BPP Law School.

What our clients say about us

  • I think Mills & Reeve are a wonderful firm. The support they have provided to us in a really difficult area has been brilliant, collaborative and commercially minded. The team were absolutely wonderful and a joy to work with. Amazing advice and support and a real collaborative effort with us. I can't thank them enough for getting us through some really tough times and doing so with an amazing can-do attitude.
  • They are friendly, fast, always available and always on top of the game. I tend to judge my legal team against the other side's legal team and never doubt Mills & Reeve is the better of the two.
  • All interactions have been very clear. Responses to questions have always been very swift and unambiguous. Our company, and my family, have used various services in Mills & Reeve with the same level of satisfaction.
  • I value the fact that Mills & Reeve are recognised as a good place to work in the UK Best Companies survey. This aligns with the values of our business and means that Mills & Reeve can share what is required to achieve this status with our business.