Brokers E&O

We defend brokers against the most challenging high-value claims – involving everything from complex reinsurance placements to irregularities arising out of binding authority agreements.

We deal with the whole range of claims against insurance brokers – from failures to assess client demands and needs, obtain adequate cover or provide adequate advice on onerous terms and conditions, to issues arising out of material non-disclosure and misrepresentation or notification failures and FOS complaints.

Where brokers face claims as a result of an insurer’s declinature of cover, our experienced coverage lawyers are able to provide insightful advice on the validity of the insurer’s position and to challenge it if appropriate.

We are regularly instructed to advise and represent insurers in relation to policy coverage.

Our lawyers

Our team offers a risk management service that helps brokers identify and reduce the risks they face. This includes workshops and publications on key risk areas and market trends.

Our experience

  • Assisted a broker to challenge an insurer’s incorrect application of the Insurance Act to force the insurer to apply proportionate remedies rather than decline the entire claim. The potential claim against the broker has reduced from a total loss of £3million to less than £50,000 and was not pursued.
  • Helped a broker to defend a £10million+ claim arising from a devastating fire at its client’s recycling plant. We successfully applied causation and quantum arguments, in particular relating to the misunderstanding of the operation of business interruption cover, to drastically reduce the claimed losses and achieve a low six figure settlement.

Our clients

We work with all sizes of insurance brokers defending claims against high street, independent and national brokers and we understand the different approaches that are required.
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