Following major loss events, we provide Lloyd’s, London market and general insurers with policy coverage advice in connection with first party covers and handle liability, defence and recovery claims.

We deal with the full range of issues arising under first and third party liability covers, including non-disclosure, misrepresentation, fraud and dishonesty, material damage and business interruption, double insurance, contribution issues and subrogation.

Through mediation, expert determination, arbitration or litigation, we deal with the resolution or determination of all types of property insurance related disputes.

Our team works with insurers on policy interpretation and drafting settlement agreements, including release clauses.

We also advise on contamination issues arising from property owners’ claims involving, for example, airborne pollution to neighbouring properties.

Our lawyers

Our team has close links with many of the major loss adjusters, forensic fire investigators and forensic accountants. We advise insurers on coverage and help to pursue subrogated recoveries.

Our experience

  • Advising insurers following a fire at a food manufacturing plant that involved issues of misrepresentation in connection with the value of property insured and level of gross profit.
  • Advising insurers following the collapse of a warehouse and damage to a West End London tenement in relation to coverage involving issues of fair presentation.
  • Acting for insurers in the recovery of a stolen Carlo Guiseppe Testore violin (c1900) and defending claims of contested ownership.
  • Advising upon policy coverage following a major explosion of a petrochemical plant in the Middle-East, and in particular the financial loss covers.
  • Acting in the defence of a claim following the contamination of fish farm stock due to the discharge of chemicals into the water course following a fire at a frozen food storage facility.
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