Managing general agents

As a major UK law firm, we have the scale and depth of expertise to meet the challenges presented by the ever-changing insurance landscape, both in the UK and internationally.

As experts in insurance and one of the leading commercial legal practices in the UK, we understand that managing general agents (MGAs) are not only insurance businesses, but corporate entities trading in a highly competitive commercial environment under a tight regulatory framework.

We combine our deep knowledge and experience in the insurance industry with a full range of legal services to provide support for virtually any aspect of your operations. From insurance claims support to regulatory advice, employment, tech, M&A and real estate, we offer a wide range of support to the MGA sector.

Our lawyers

In addition to our UK wide insurance disputes team, we have experts across practice areas with a focus on the insurance industry. See our key contacts here.

Our experience

Blending these skill bases means we are well equipped to deal with the broad range of legal issues which can confront MGAs and because we understand the specific demands of the insurance industry, the support we provide can be tailored to meet your particular requirements. Our experience includes:

  • The acquisition of MGA’s, including due diligence reporting on underwriting authorities and regulatory issues such as the need for FCA approval where there is a change in control of an MGA.
  • Disputes with capacity providers where an MGA is accused of breaching its delegated authority agreement.
  • Advising MGA’s how to respond to subject access requests under the Data Protection Act. Carrying out compliance audits and implementing policies and procedures to mitigate data protection risks.
  • Successfully advising on the procurement and supply of IT solutions and services as part of regulatory compliance and transformation programmes.
  • Developing a precedents library of commercial contracts and negotiation playbook, including training for all legal and non-legal contract managers.
  • Advising on regulated outsourcing arrangements (both intra-group and with third parties) for IT and business processes.

Legal resources you may find useful

Our recent market briefing with MGAA:

Digitalisation: Making IT Transformation a Success
An overview of the key issues facing regulated entities who are undertaking digital transformation and IT projects. Regulated entities have to consider an additional layer of regulatory requirements, and this briefing will look at the main areas which affect their technology contracts and resilience planning.

Breach of the FCA’s general prohibition and acting without permissions: What are the consequences?
The session walks through what it means for a firm to breach the general prohibition and how this differs from the position where a firm is authorised but acting beyond the scope of its permissions. Depending on the regulatory status of the MGA, and the risks posed by each issue, the session will then go on to consider the key considerations and practical steps to take.

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