Real estate finance


Our leading real estate finance practice advises on a diverse range of domestic and international real estate finance transactions including investment, development, infrastructure, private placements and forward funding.  

Our experience spans a broad range of sectors, including offices, sci-tech, retail, hospitality, industrial and logistics, healthcare, living, development & regeneration, higher education, landed estates, agribusiness and other not-for-profit organisations. We have the expertise and capacity to handle all aspects of the largest and most complex real estate finance transactions.

We bring together lawyers experienced in finance, corporate real estate, construction, planning, capital markets, insurance, funds, tax, ESG, restructuring and insolvency supported by one of the top real estate teams in the UK with over 200 real estate lawyers, to deliver exceptional client service.

Our lawyers

The team is partner led and includes lawyers who are experts in both real estate and finance allowing us to provide knowledgeable, seamless and efficient client service. 

Our experience

We have extensive experience advising clients on:

  • investment, acquisition and development facilities, on both a bilateral and syndicated basis
  • senior and mezzanine facilities including advising on complex intercreditor issues
  • financing of large portfolios
  • financing of operational real estate, including RCFs and working capital facilities for real estate investors
  • ground rent portfolio financings
  • Islamic financing
  • green and sustainability linked financings
  • infrastructure finance and grant funding
  • forward funding agreements and income strips
  • debt restructuring
  • security reviews, strategic enforcement advice and the appointment of receivers and administrators
  • NPLs
  • loan-on-loan
  • tax efficient financing structures
  • private placements secured on real estate
  • non-transactional work such as drafting lender standard form documents

The team’s knowledge of real estate, backed by our sector experts, allows us to deliver transactions in a manner that balances commercial and operational flexibility with legal risk and is value for money. 

Did you know?

Technology adopters

We utilise the latest in legal-tech, including document automation, AI document analysis and transaction management platforms, as well as our own in-house data room Collaborate.

Leading experts

We have lawyers sitting on each of the British Property Federation Committees for Finance, ESG, Build to Rent and Healthcare.

Agile with cross border work

Much of our work is cross-border in nature; we work with like-minded leading independent firms around the globe; we go where our clients go. 

What our clients say about us?

“She [Laura Holdaway] is a good listener, very articulate, with excellent leadership skills and, it goes without saying, her legal advice is exemplary.”

International debt fund

Chambers UK 2018

“She [Laura Holdaway] takes the pain out of a painful deal.”

Client

Debt fund

“They are efficient, very professional, always seeking to provide simplified solutions to complex issues and communicate effectively with clients.”

Clearing bank

Chambers 2019

Our clients

We have a diverse client base of debt funds, banks, alternative lenders, pension funds, insurance companies, asset managers, funds, real estate investors, real estate developers and public sector bodies. Our clients include:

  • AgFe
  • Barclays 
  • Coutts & Co
  • Hines UK
  • Homes England
  • HSBC 
  • Kadans Science Partner
  • LV
  • Marshall Group
  • NatWest 
  • OakNorth 
  • Related Argent
  • ReAssure, part of the Phoenix Group
  • Urban&Civic

Get in touch

Our team of legal experts are here to support you.
Contact one of our lawyers today.

Contact us

Our expertise

Environment legal services
Ground rent portfolios
Hotels
Real estate asset management
Real estate development
Real estate disputes
Business rates
Real estate finance
Real estate leasing
Residential property
Stewardship
Strategic land
Telecoms

Meet our team

Legal resources

Bringing the CLLS Certificate of Title documents into line with lender expectations

A number of points that lender’s solicitors would previously have to spend time raising as specific enquiries, particularly on occupational interests and head leases. 

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Venture debt: What is it, and how it can help growth companies

High inflation, geopolitical tension, increasing interest rates, and economic volatility have meant that raising capital from venture capital (“VC”) investors has become increasingly expensive. 

View article

Mapping the FutuRE: green real estate finance

The growing link between the sustainability credentials of a real estate asset and its value means sustainability is increasingly a key component in real estate investment and development. However, it is also increasingly relevant to the way in which real estate assets are funded. 

View blog

Real estate blog

Our real estate blog, written by our team of specialist real estate lawyers, offers you regular updates and commentary on the latest legal news in the ever changing world of real estate. 

Visit blog

Related sectors & services

Real estate Finance Restructuring and insolvency Construction and engineering Planning law Corporate tax Environmental, Social and Governance (ESG)